Retirement

The New Rules for Retirement Financial Planning

The old approach to retirement looked at your working life and your retirement as two mutually exclusive things; one busy and active, the other a retreat into passivity. As people now live longer, have improved health and different ambitions for the entirety of their lives, we’re seeing a new world of planning for retirement, with

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What Your Succession Plan Needs

Thinking about your options to exit? You’ll know by now we’re big fans of early exit planning. But selling the business isn’t your only option – you could consider passing your business on to family or trusted partners when the time comes to leave. It’s a great idea if you do it right. To help,

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Have You Got Enough Money?

Got your attention? We thought so – that’s quite a provocative question and the answer is vastly different for everyone. Although we’re big believers in the value of wellbeing and security over building vast personal wealth for its own sake, it’s important to be realistic and ask yourself if you have enough resources to live

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Why You Need to Figure Out Your Retirement Lifestyle Now

What are your retirement plans? Many business owners find that a daunting question. Maybe you’re at the beginning of your business journey and haven’t considered it, or you’ve been in business so long that you can’t imagine retiring. Either way, we think business owners should always be looking ahead to their post-work life with enthusiasm.

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Funding Long Term Care – what will be the true cost of the Golden Years?

As average life expectancy continues to increase, more and more of us are likely to require some form of long-term care as we get older.  But with places in residential care and nursing homes costing in excess of £25,000 a year, paying for that care is becoming a serious challenge for a growing number of

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Can I Afford to Travel When I Retire?

Retirement can be an exciting but daunting prospect for many business owners. The fear that your retirement won’t be enough to fund your dreams is a valid one but you can confront it. You didn’t create a business with sheer luck, and you won’t retire with sheer luck, either. Having a long and well-deserved retirement requires

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Ask Smart: Is It Time to Redefine Retirement?

This month, we’ve got an interesting look at redefining retirement in our Ask Smart Financial blog series, where Smart Financial CEO Steve Martin or COO Dr Mark Todman answer your financial planning questions. Remember Mark or Steve could be answering your question next month. Simply tweet us using the hashtag #AskSmartFinancial or email us and

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What Do You Want From Your Retirement Lifestyle?

Are you thinking ahead to retirement and looking forward to what comes next? We know you’re not about to let your retirement years just slip by and that you have ambitions you still want to achieve. You’re certainly not alone in this respect. Recent research by YouGov surveyed a group of 65 year-olds and revealed

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Are You Ready for Your Retirement Lifestyle?

You’ve worked hard to make your business a success, but have you thought about what your life will look like after you retire? It’s likely your retirement lifestyle will be much different from your business lifestyle, but what does that mean? How would you like your retirement to be different and how much would you

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