Meet the Team

Steve Martin CFP Chartered MCSI, IMC – Chief Executive Officer
Chartered Wealth Manager
Certified Financial Planner 

Steve, along with wife Michelle, established Smart Financial in October 2008. He has nearly 20 years’ experience in the profession, having been a Partner and Managing Director at previous firms and is a Chartered and Certified Financial Planner (CFP), a holder of the Investment Management Certificate and a former Assessor of the CFP licence.

Steve is an active member of the Manchester branch of the IFP, holding the position of Chair from 2009 until 2014. He is also regularly asked to speak at other IFP branch meetings around the country and sits on the Financial and Legal Sector Panel. Steve is also a regular contributor to a wide range of feature articles on financial and money management related subjects across trade, local and national press.

Steve is married to Michelle and they have two boys, he is a keen golfer, an Ironman triathlete and is a committed fund raiser for the Cystic Fibrosis trust. Steve’s next target is to run a sub-3 hour marathon which he hopes to achieve in 2018.

As the needs of the business’ clients changed, Steve established Smart Trustee Services Limited in 2011.

Steve also leads Financial Planning Training Academy, a specialist training business set up to train financial advisers to become accomplished Financial Planners.

Michelle Martin – Director

Michelle established Smart Financial alongside husband Steve in October 2008. She is the Head of Finance and is the principal point of contact for Smart SSAS.

Michelle holds an honours degree in International Management and Spanish. Having joined Shell Chemical’s graduate scheme in 1999 she progressed to an account management role before leaving to take up a management position with Albion Chemicals. In 2007 Michelle joined Steve at their previous firm before setting up Smart in 2008.

Michelle is married to Steve and mum to their two boys, Charlie and Harry. In her spare time she enjoys keeping fit, travel and the sunshine! She is a keen fundraiser for the Cystic Fibrosis Trust.

Tamsin Caine MSc., CFPTM – Head of Financial Planning
Certified Financial Planner
Chartered Wealth Manager

Tamsin heads our client-facing team, with responsibility for looking after a large section of our valuable client base, forging close working relationships with many of our professional business partners and business strategy. She also heads our Investment Committee. Tamsin is a trainer for the Financial Planning Training Academy and mentors a number of other financial planners, being dedicated to improving standards within the profession.

She has a strong background of over 15 years within the financial services profession and is exceptionally well qualified being a Certified Financial Planner, Chartered Financial Planner and a Fellow of the Personal Finance Society. Tamsin has completed a Masters in Business Management & Financial Planning at Manchester Metropolitan University, where she is also an associate lecturer.

Tamsin is mum to two children, Charlie and Zoe. When she’s not at work, Tamsin enjoys running, baking and rugby. She is a Sale Sharks supporter and is membership secretary of Sale FC Rugby Club, where she previously coached.

Charlotte Walker
Trainee Technical Advisor

Charlotte recently graduated from Manchester Metropolitan University with a 1st class degree in Accounting and Finance. Charlotte will take on the role of Trainee Technical Advisor. Outside of work Charlotte enjoys challenging herself to reach new personal fitness goals, having recently completed her first 10k and half tough mudder. In the coming year she intends to complete a full tough mudder and a half marathon.