Have you ever considered what it would mean to be ‘financially free’? Would you sell your business or leave your job so that you had more time to relax with friends and family, travel, buy that Ferrari you’ve always wanted, or otherwise pursue leisure activities? Would you keep your business or your job, but adopt

You know it makes sense to create a business plan, giving you a roadmap that will plot your course to success, be that growth and expansion or a seamless sale. But what about your financial plan for everything else? When your business is one of your biggest assets, your personal ambitions are likely to be

If you’re considering working with a financial planner, no doubt you’ll have lots of questions about how they work and what’s involved. To find the right person with the best advice for you, it’s worth taking the time to research your potential planners. Asking the following six questions is a great way to find out

Why do you work? Why did you start your business? Crucially, what do you want out of life? Your business or job may be your joy and passion, but what else do you want to do besides work? Perhaps you want to pursue other interests, take that month-long holiday every summer, or simply be able

At Smart Financial, you may already be aware that our philosophy is ‘investing money is purely for the fulfillment of goals’. Hopefully, you will also be aware that this isn’t just a catchy phrase – we not only mean it, we live by it. Allow us to let Smart Financial CEO Steve Martin to demonstrate how

As a hard-working professional, the idea of not working can seem like a huge gamble and retirement is an exciting but worrying concept for many in your position. How will you know that you’ve done enough? Will your money run out? Will you be able to enjoy a comfortable lifestyle? The key to preparing for

Think back to those first early, heady days when you were just starting your business. You didn’t just start it on a whim, did you? Instead, you planned ahead, put solid strategies in place and ultimately developed the business plan that’s taken you to where you are today. At Smart Financial, we believe that money

Your business is your life’s blood but there will likely come a time when you’ll want to sell so that you can relax and enjoy life, or move on to another pursuit. To do that, you need to establish a good business exit strategy. An important part of that business exit strategy will be to

The old approach to retirement looked at your working life and your retirement as two mutually exclusive things; one busy and active, the other a retreat into passivity. As people now live longer, have improved health and different ambitions for the entirety of their lives, we’re seeing a new world of planning for retirement, with

Growing, expanding or even selling a business involves specific planning, but they all depend on one thing – healthy business finances. For this, you’ll need a separate plan. Financial planning for your business not only supports its success and growth, but can also help you achieve your personal lifestyle goals. Find out the three key