DB transfer changed my client’s life for the best A client who suffered a devastating car accident shows how DB transfers can change lives for the better, a Chartered Financial Planner says.Tamsin Caine FPFS has written about her client in Financial Planning Today magazine’s planner casebook feature.
Investing with the stars: ‘Some people joke I joined the passive cult’ A client who suffered a devastating car accident shows how DB transfers can change lives for the better, a Chartered Financial Planner says.Tamsin Caine FPFS has written about her client in Financial Planning Today magazine’s planner casebook feature.
Female leaders are ripping up the rule book It is no secret women are still more likely to be found in administrative roles at advice firms than as managing directors. But what about those women who have made it to the top? We have put around 70 of them on the cover of this magazine (admittedly out of, ahem, more than 500 issues). But we have noticed more women are now taking the step up to lead advice firms.
Adviser profile: Tamsin Caine of Smart Financial After being invited to join Smart Financial, Tamsin Caine has fended off fractures in the firm and tackled work and life in equal measure.
Accredited firm reveals new head of Financial Planning Chartered Financial Planner Tamsin Caine has been promoted at Accredited Financial Planning Firm Smart Financial to become head of Financial Planning. Ms Caine CFPTM Chartered MCSI has been with the Altrincham-based company, run by Chartered Financial Planner Steve Martin CFPTM Chartered MCSI, for two-and-a-half years.
Unhappy clients won over by planner after ‘really tough’ start A Chartered Financial Planner has explained how she turned around a ‘really tough’ first meeting with unhappy clients who felt they had been neglected.Tamsin Caine CFPTM Chartered MCSI said the couple in their 60s have actually become her longest clients – despite the tricky beginnings.
Chartered Financial Planner launches training academy An Accredited Financial Planning firm has launched an academy to train planners to “never again engage in a transactional relationship with their clients”. Chartered Financial Planner Steve Martin CFPTM Chartered MCSI wants to help planners “communicate lifestyle Financial Planning to their clients effectively”. The training days run at his firm Smart Financial in Altrincham are aimed to improving key client skills.
Date for your diary: first meeting training day Do you struggle to get clients to commit to a full financial planning service from your firm? Do you fall into the trap of ‘Just doing the investment / pension / mortgage ‘ and plan to get round to full planning at a later date? Do you have a rough idea of what you should be doing when a client comes into your office to promote your lifestyle financial planning service but haven’t practiced it enough to sound like you know what you are talking about?
Ex-branch chair critical of IFP-CISI merger one year on
A year on from the IFP-CISI merger, a former IFP branch chairman has voiced his disappointment with the progress of the merged body and says the leading professional bodies are failing to advance Financial Planning. Chartered and Certified Financial Planner Steve Martin, MD of Smart Financial in Altrincham, one of the main opponents to the merger originally, said he was unhappy with the way the merged organisation has developed.
Why every adviser should learn about behavioural finance Last year Tamsin successfully completed her masters in business management and financial planning. Here she discusses her chosen topic of loss aversion and why she believes behavioural finance is as crucial to financial planning as technical knowledge.
The Client Hunter: The Client Hunter is always looking for new ideas to help Financial Planners find good clients. This issue he asks Tamsin Caine of Accredited Financial Planning firm Smart Financial in Altrincham for her insights. The Client Hunter: How did you find your first ever clients personally and at your current firm? Tamsin Caine: My first ever client was a very old friend who needed a mortgage. He had known me for a long time and trusted me to do a good job. It was a great confidence builder at the time…
How to advise business owners
My firm mainly deals with pre-retirement business owners. This path started a long time ago, pre CFP, pre involvement with the IFP and simply with me passing the G60 exam. Because of this, I could advise on pension transfers and final salary schemes and as a result of that I was headhunted to work with a national accountancy practice.
Steve Martin: My heart sinks at cashflow modelling doubters As the great cashflow modelling debate continues, following the recent Financial Planning Today poll, Steve Martin CFPTM Chartered MCSI, gives readers his perspective on why it is essential. After our poll found 78% of respondents believed that it is essential to true Financial Planning (245 votes), Mr Martin, chief executive of Smart Financial, explains why he agrees with the majority.
Standing tall together – Steve Martin, CEO of Smart Financial Planning and CISI member
261016 “The purpose of the IFP was all about increasing the profile of financial planning and also about growing the profession for the benefit of consumers” says Martin.
Advisers drop campaign against IFP and CISI merger An adviser-led campaign group against the planned merger of the Institute of Financial Planning (IFP) and the Chartered Institute for Securities & Investment (CISI) has stood down amid concerns the IFP could not stay financially secure alone.
Index Investing: Tamsin Caine of Smart Financial Planning Joining an advice firm that only uses passive funds was a real eye-opener for certified and chartered financial planner Tamsin Caine, who started work at Smart Financial Planning in January this year.
My Business: Steve Martin of Smart FinancialIn this issue we talk to Steve Martin who runs his North West England Planning business from Spain. Financial Planner: How did you get into Financial Planning and what attracted you to the profession? Steve Martin CFPCM: I didn’t begin life intending to go into finance at all. I actually went to university to study medicine but after three years of that I decided it wasn’t for me so I switched to politics and management, then left university still not really sure of what job I wanted to do.
Altrincham-based firm on the hunt for first paraplanner 290514 Smart Financial Planning is on the lookout for its first paraplanner, as part of rapid growth plans, and to lessen its dependency on outsourced providers.
Financial Planner ‘free’ surgeries proving a hit with public
Free Financial Plannng surgeries for the public, a key part of Financial Planning Week 2013, are proving a hit, says the IFP. Firms across the UK are opening their doors this week to offer free surgeries. They are operated by IFP members and their firms on a no strings attached basis and at no cost.
Terry Hewes of Smart Financial Planning uses a range of passive funds, and has made changes to clients’ property exposure due to liquidity concerns. Terry Hewes, financial planner at Altrincham-based Smart Financial Planning, said his firm had been passive since it was founded in 2008.
Smart gets entrepreneurial streak with exit planning arm With the IFA profession experiencing a period of rapid change in the wake of the retail distribution review, advisers might be forgiven for relying on tried and tested approaches, but Steve Martin of Smart Financial Planning is not content to rest on his laurels.
Steve Martin, managing director of Altrincham-based Smart Financial Planning, is set to recruit a third graduate for the firm following the success of his last two hires. Martin (pictured) said his strategy of taking on university leavers and training them to be advisers had worked well and he wanted to repeat the trick.
Altrincham-based Smart Financial Planning has decided to bring its SSAS administration in-house, after being disappointed by the service clients received from outsourced firms. Smart director Steven Martin (pictured) said he would move about 12 clients’ pension trustee and administration work in-house over the next two weeks.
140312 Steve Martin’s combination of fees, passive investment and financial planning focused on clients’ life goals has proved a good strategy for building up Smart Financial Planning. At 34, Martin is one of the younger advisers to feature in our profiles and his youth is reflected in the way he runs his firm, Smart Financial Planning.
New Model Adviser® stars get together as Miller takes clients to Smart 290911 Martin Miller (pictured), former partner at New Model Adviser® cover star firm JPM Financial, has left the Leeds-based IFA to join Altrincham-based Smart Financial Planning.
Martin aims to raise £5,000 for cystic fibrosis in Ironman Smart Financial Planning’s Steve Martin is to compete in a gruelling European Ironman event next year for charity. The managing director of Smart Financial Planning will swim, cycle and run the 140.6 mile challenge in Roth, Germany, next July.
Adviser profile: Steve Martin of Smart Financial Planning Steve Martin’s combination of fees, passive investment and financial planning focused on clients’ life goals has proved a good strategy for building up Smart Financial Planning. At 34, Martin is one of the younger advisers to feature in our profiles and his youth is reflected in the way he runs his firm, Smart Financial Planning.